Terms and Conditions

  1. Introduction
    These terms and conditions govern your use of this website. By using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions, you must not use this website.
  2. License to Use Website
    Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
    You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
    You must not:
    a) Republish material from this website (including republication on another website);
    b) Sell, rent or sub-license material from this website;
    c) Show any material from this website in public;
    d) Reproduce, duplicate, copy or otherwise exploit material on our website for commercial purposes;
    e) Edit or otherwise modify any material on the website.
  3. Acceptable Use
    You must not use our website in any way that causes or may cause damage to the website or impairs the availability or accessibility of the website. You must not use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
    You must not use our website to copy, store, host, transmit, send, use, publish or distribute any material that consists of or is linked to spyware, computer virus, Trojan horse, worm, keystroke logger, root kit or any other malicious computer software.
    You must not use our website to transmit or send unsolicited commercial communications.
  4. Restricted Access
    We reserve the right to restrict access to parts of our website, or our entire website, at our discretion. You must not attempt to circumvent or bypass any access restriction measures on our website.
  5. User Content
    In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to our website, for whatever purpose.
    You grant to us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant us the right to sub-license these rights, and the right to bring an action for infringement of these rights.
    Your user content must not be defamatory or violate any law or regulation. We reserve the right to edit or remove any material submitted to our website, or stored on our servers, or hosted or published upon our website.
  6. Disclaimer
    The information on this website is provided “as is” and we do not warrant the accuracy, completeness, or usefulness of this information. Nothing in this website shall be construed as professional advice.
    We reserve the right to modify or discontinue any aspect of the website at any time without prior notice.
  7. Limitations of Liability
    We will not be liable for any direct, indirect or consequential loss or damage arising under these terms and conditions or in connection with our website, whether arising in tort, contract, or otherwise.
  8. Indemnity
    You agree to indemnify us, and keep us indemnified, from and against any and all claims, damages, expenses, costs, and liabilities (including legal fees) arising from any breach of these terms and conditions by you or any act or omission by you in relation to our website.
  9. Termination
    We reserve the right to terminate your access to our website at any time and without notice.
  10. Governing Law
    These terms and conditions are governed by and construed